No banks. No bias.
Just the numbers.

Here's what happens when most people search "loan calculator" or "savings calculator" online: they get a wall of bank websites, each with a calculator quietly designed to make their own products look attractive. The numbers might be technically correct, but the context is always slanted. You're never quite sure if you're getting the full picture — or just a pitch.

That bothered me. So I built MoneyLens to fix it.

MoneyLens is a free, completely independent financial projection tool. There's no bank behind it, no lender paying for placement, no product to sell you. You put in your numbers — loan amount, interest rate, repayment amount, savings balance, contribution frequency — and the calculator just runs the maths. Honestly. No spin.

You can model multiple scenarios side by side: what happens if you pay an extra $100 a fortnight? How much does a 0.5% rate difference actually cost you over 20 years? How long before your savings hit a target if you start contributing monthly versus weekly? These are the questions that matter, and you deserve straight answers to them.

The tool is built for anyone who wants unbiased financial projections — whether you're a first home buyer trying to understand a mortgage, someone shopping around for a better savings rate, or just a person who likes to actually understand where their money is going.